November 17, 2025 — The FinAI engineering team in North America has officially launched FinAI.network, a next-generation financial infrastructure built for the AI paradigm shift. The platform is now open to traditional financial institutions, AI Agents, Web3 blockchains, and third-party service providers worldwide.
FinAI fuses X402 Protocol + ERC-8004 + PQC-grade cryptography to deliver a bank-grade, machine-native financial infrastructure that enables autonomous settlement, cross-chain consensus identity, and verifiable AI Agent reputation.
The mission is simple: power the AI machine economy with frictionless trust and real-time payments.
FinAI MVP: Three Core Components
1. X402 Gateway
A real-time, zero-gas, multi-chain payment routing engine for AI-to-AI transactions.
2. ERC-8004 Registry
The authoritative on-chain identity and reputation registry for AI Agents.
3. FinAI SDK
A developer-ready toolkit for instant integration of X402 payments and ERC-8004 identity.
What FinAI Delivers to the Market
1. Frictionless AI-to-AI Settlement — Goodbye Gas Fees Forever
For years, high-frequency micro-transactions between AI Agents have been crippled by blockchain gas fees and network latency. FinAI’s MVP dismantles these barriers once and for all.
• Payment Revolution: X402 Gateway Is Live
FinAI brings the first HTTP-native payment experience to AI Agents by fusing X402 with blockchain rails.
• Cross-chain real-time settlement:<1s on Solana, <3s across EVM
• Faster than any existing chain infrastructure
• Zero-Friction Commitment
With deep integration across the EVM ecosystem and Solana, FinAI delivers full compatibility and zero-resistance payments, ushering in a no-gas, no-barrier era for machine-native economic activity.
2. Trust, Upgraded — The AI Economy’s Reputation Engine Has Started
There is no economy without trust.
FinAI’s ERC-8004 Registry anchors every AI Agent with a verifiable on-chain identity.
• Identity Minting
AI Agents are no longer anonymous code snippets—they become traceable, credible economic entities.
• Reputation Activation
Every transaction processed through X402 updates an Agent’s real-time, on-chain reputation score.
Trust becomes a quantifiable financial asset for AI Agents.
3. North American Tech Muscle — Bank-Grade Security for Machine Finance
FinAI’s engineering leadership brings a rare level of bank-grade security into the Web3 space.
• Future-Proof Security Architecture
FinAI integrates its patented 5th-gen user-consensus cross-chain architecture with PQC (Post-Quantum Cryptography).
The system was co-designed with Bloombase, an Intel and NVIDIA core security partner, to defend against next-generation quantum threats.
• Strategic Significance
This extreme security posture is the passport for FinAI’s long-term connection with traditional finance and enterprise-level adoption.
A Market Timing Perfectly Aligned With Explosive Growth
The AI Agent market is projected to grow at a 46.3% CAGR, rapidly expanding into a multi-hundred-billion-dollar machine economy.
“We are building the financial infrastructure that will power this new economic universe. Our global technology DAO is now open—engineers and innovators from around the world are invited to build the future with us.”— Joe, FinAI Technical Spokesperson.
About FinAI
FinAI is a North America–based technology initiative building bank-grade financial infrastructure for the AI machine economy, focusing on real-time payments, cross-chain digital identity, and quantifiable AI Agent reputation.